Money Train 3 pushes the series toward a busier, more persistent bonus. Its defining idea is simple to recognise: special symbols can remain active in the Money Cart feature, so a useful setup may keep developing instead of disappearing after one respin.
Money Train 3 at a glance
| Provider | Relax Gaming |
|---|---|
| Genre / theme | Wild West |
| Game type | Video slot |
| Reels / grid | 5 reels × 4 rows |
| Reference RTP | 96.10% |
| Volatility | High |
| Payout mechanic | 40 fixed paylines |
| Minimum bet | €0.10 |
| Maximum bet | €10 |
| Maximum win | 100,000x the bet |
| Release date | 22 September 2022 |
| Main features | Respin feature; Money Cart respins; persistent special symbols; four feature-buy options where available |
RTP and stake limits can vary by version and market. Check the information screen in the game you open. Maximum win is a ceiling, not an expected result.
What changed in Money Train 3?
The familiar Collector, Payer, Sniper and Necromancer return, joined by machines such as the Persistent Shapeshifter, Absorber and Tommy Gun. The Shapeshifter can change its function, while the Absorber gathers multiplier values onto itself. These additions create more possible interactions without changing the hold-and-respin foundation.
Outside the main feature, non-winning spins can trigger a respin event. That gives the base game an occasional route into the bonus symbols, although it should be treated as a possible event rather than a steady source of progress.
How does the Money Cart bonus build?
Three qualifying bonus symbols start the feature with three respins. A new symbol normally resets the counter. Persistent symbols matter because their effects can continue across later respins, allowing Collectors, Payers and multipliers to work together.
The highest-looking symbol is not always the most useful one in isolation. A modest Collector can become valuable when several cash or multiplier values are already visible. Reading the whole grid makes the feature easier to follow than focusing on a single character.
RTP and versions
The reference RTP commonly listed for the standard game is 96.10%, with a higher figure associated with feature-buy play in some versions. Relax also lists alternative market builds, including lower configurations. The information panel in the game being opened is the final check.
Maximum win is capped at 100,000 times the stake. That large ceiling and the high-volatility model describe potential, not a typical session.
Strengths
- Persistent symbols let promising bonus setups develop across respins.
- The expanded character roster creates many readable feature combinations.
- The 100,000x cap gives the sequel a clear step up from earlier entries.
Weaknesses
- The number of specialist symbols takes a little time to learn.
- RTP and feature-buy availability can change with the operator and market.
- Longer quiet stretches are part of the high-volatility design.
Our Editor’s View
Money Train 3 works best as a mechanics-first sequel. The persistent machines make each respin more involved to watch as their effects interact with the values already on screen. Outcomes remain random; following those interactions does not give the player control over them. Players who liked the second game receive a recognisable structure with more routes for a strong bonus to grow.



